Jessica Martinez
Jessica writes the guides and formula notes on Insurance Calculators, working through what a driver, a homeowner, a renter, or a parent shopping for term life can expect to pay before they ever fill out a quote form. Her focus is the gap between a published rate filing and the number a household actually needs for a monthly budget, and she tries to close that gap with plain language instead of jargon.
Elsewhere in the Encore network she covers personal finance and everyday cost topics, always working from the same question: what does this actually cost, and what is the number really made of.
Editorial Oversight
Insurance Calculators is owned and edited by Chris Terry, who is responsible for what runs on the site and for the calculators' rating logic, but does not write articles under his own name. His role and contact details are on the editorial standards page.
Corrections
If a figure, a formula, or a line in one of Jessica's guides looks wrong, use the contact form. Corrections get routed to her directly, and the page gets a note when something changes.